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Middle Markets

ACE Medical Risk, a division of ACE USA, specializes in underwriting a wide range of liability products specifically targeted toward the middle market healthcare industry. At ACE, we provide the marketplace with a financially stable alternative for risk transfer in the face of recent market turmoil. Our team of experienced underwriters understands the challenges faced by middle market healthcare businesses and allied healthcare professionals and offer creative solutions to meet specific insurance needs. We are customer focused and deeply committed to developing and maintaining long term partnerships with our clients.

Through innovative thinking, global capability and a strong commitment to customer satisfaction, we protect the well being of healthcare professionals and organizations around the world, so that they can move forward with confidence.

Product Highlights
ACE Medical Risk provides medical professional liability offerings for the following eligible classes:

  • Home Healthcare/Staffing/Hospice
    [ Fact Sheet ] [ PL Application ] [ Excess Application ]
    • Home Healthcare
    • Hospice
    • Hospital Professional
    • Staffing Operations (except nursing home staffing)

  • Miscellaneous Medical Facility
    [ Fact Sheet ] [ PL Application ] [ Excess Application ]
    ($25,000 deductible or less)
    • Labs (Dental, Diagnostic, Ocular and X-ray)
    • Imaging Facilities
    • Dialysis Centers
    • Drug and Alcohol Rehabilitation Centers
    • Mental Health Counseling
    • Student Health Centers
    • Lithotripsy
    • Health & Wellness Centers

Special Features
The insurance professionals at ACE Medical Risk have available limits up to $20 million and experienced professional underwriters in the medical professional liability field. The ACE Medical Risk Middle Market products include the following special features:

  • Claims made coverage for professional liability/ occurrence coverage for general liability
  • Defense expenses outside the policy limit
  • One policy for professional/general and non-owned automobile liability

Key Competitive Advantages

  • Specialization in medical professional liability
  • Competitive coverage terms and services
  • Coordination of client's insurance needs through the ACE network of products and services

Submission Requirements

  • ACE Medical Risk completed and signed application
  • Minimum 5 years currently valued loss runs
  • Copy of employment application
  • Company brochures

For more information, contact us toll free at 800 223-2925


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